Informal vs Formal Sector में Credit Gap क्या है? UPSC के लिए जवाब

Informal Sector में बड़ी गिरावट: यह अच्छी खबर है या बुरी? UPSC ECONOMY
📊 क्या भारत का Informal Sector धीरे-धीरे कमजोर हो रहा है?

2025 की ASUSE Survey ने एक shocking तस्वीर दिखाई है — भारत के 8 करोड़ छोटे businesses कम loan ले रहे हैं, interest payments 16% गिरे हैं, और fixed asset investment 14% नीचे आया है। नई jobs? सिर्फ 74 लाख — जो पिछले साल 1.1 करोड़ थीं।

✅ इस video में समझेंगे:
→ ASUSE 2025 Survey के key findings
→ Declining Indebtedness क्या signal देता है?
→ Informal vs Formal Sector में credit gap क्यों है?
→ MSME loans 33% बढ़े — फिर भी Micro businesses पीछे क्यों?
→ UPSC Mains GS3 के लिए क्या answer लिखें?

🎯 UPSC Prelims + Mains दोनों के लिए उपयोगी | Indian Economy | GS Paper 3
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