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The Untold Truth About Homeownership: Hidden Costs & EMIs | FWS 70

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I’ve spent more than ₹1 crore on rent in the last 10 years.
And no, I don’t regret it for a second.

Here’s why 👇

🏠 Buying property in India has become insanely expensive.
We’re talking 15-20x your yearly income for a house, when the global average is just 5x.

Still, most of us grow up being told that owning a home is the ultimate “achievement.”
That’s not smart money management, that's societal conditioning!

In this episode, I’m breaking it all down:
📊 The real numbers behind India’s housing market (and why it’s stacked against you)
💰 How I ended up 3X wealthier by renting instead of buying
🔥 The property bubble nobody wants to admit exists
✅ A simple checklist to know if buying makes sense for you

If you’re on the fence about renting vs. buying, or you’re just about to commit to a long EMI, watch this first, it could save you years of financial struggle.



Timeline
[00:00] Introduction
[00:42] Overvalued Indian Real Estate!
[02:04] Is Real Estate really a safe bet?
[03:33] Who’s actually benefiting through Real Estate?
[04:32] Math behind Renting vs Buying
[07:59] When Buying Actually Makes Sense
[09:51] Renting Wins… But Only If You Do THIS



This video isn’t anti-homeownership. It’s a reality check. The goal is simple: help you make decisions that build wealth, not just satisfy social pressure.


Sharan Hegde is a personal finance creator & founder of The 1% Club (featured across top finance media). Subscribe for straight-up, practical conversations about money that actually move you ahead.
#realestate #rentvsbuy #finance #wealth #1PercentClub

Видео The Untold Truth About Homeownership: Hidden Costs & EMIs | FWS 70 канала Finance With Sharan
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