Deductibles? They Can Cost You Thousands! #shorts

Many Texas homeowners are surprised to learn their home insurance deductible is no longer a fixed amount. This video explains how many homeowners insurance policies now use percentage-based deductibles, impacting the actual out-of-pocket cost. Understanding your insurance policy and what 'deductible explained' means for your property insurance is crucial before an insurance claim.

Your Home Insurance Deductible Might Be Thousands — Not $1,000!!

Many Texas homeowners assume their insurance deductible is a small fixed amount. That used to be true.

In reality, many policies use percentage-based deductibles, especially for wind and hail.

That can mean $4,000, $8,000, or more out of pocket before coverage kicks in.

Here’s what to check before you need it.

#InsuranceDeductibles #insurance #HomeOwnertips #WishIKnewWednesday #TexasHomeowners #InsuranceTips #HomeMaintenance #realestateadvice
Many Texas homeowners are surprised to learn their home insurance deductible is no longer a fixed amount. This video explains how many homeowners insurance policies now use percentage-based deductibles, impacting the actual out-of-pocket cost. Understanding your insurance policy and what 'deductible explained' means for your property insurance is crucial before an insurance claim.

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