What’s changing Inside India’s Insurance Business? | The Daily Brief Hindi

In this video we cover:

RBI Flags Key Risks in India’s Insurance Sector

The Reserve Bank of India’s Financial Stability Report highlights emerging risks in India’s insurance sector. RBI points to a rise in early policy surrenders and withdrawals, which can strain insurers’ liquidity and disrupt the long-term nature of the business. The report also notes increasing commissions among private insurers, raising concerns around mis-selling, higher costs, and pressure on profitability.
RBI further flags India’s growing dependence on foreign reinsurers due to limited domestic capacity. At the same time, the GST exemption on life and health insurance premiums could improve affordability, boost insurance penetration, and help build long-term domestic capital for the economy.

Timestamps
00:00 Intro
01:25 When Insurance Breaks
03:44 Isurers Operations
06:17 Foreign Dependency
08:22 GST Impact
09:40 Outro

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