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🚨 Major 2025 Changes to CPP, OAS & GIS – What You Must Know Now!

Welcome back to Canada Pension Guide, your trusted source for accurate and easy-to-understand updates on CPP (Canada Pension Plan), OAS (Old Age Security), and GIS (Guaranteed Income Supplement).

✅ In this video, we break down all the key changes coming in 2025, including:

✅ CPP maximum monthly payment increase to $1,365.75

✅ OAS updates: $713.34 for ages 65–74, and $784.67 for 75+

✅ GIS top-up: Up to $1,078/month for low-income seniors

✅ Updated OAS clawback thresholds (starts at $90,997)

✅ CPP enhancement and new second earnings ceiling ($73,200)

Whether you’re retired, nearing retirement, or planning ahead, these updates directly affect your monthly income, benefits, and long-term financial security.

🧾 Chapters:
00:00 - Introduction
01:12 - 2025 CPP Payment Increases
04:33 - Enhanced CPP Contributions Explained
07:10 - OAS Payment Updates
10:00 - OAS Clawback & Planning Tips
13:05 - GIS Eligibility & Amounts
16:20 - Working Seniors & Income Exemption
18:40 - Future Policy Proposals
20:55 - Residency Rules & Application Delays
23:15 - Key Numbers Recap & Action Steps
25:00 - Final Thoughts & Community Questions

💡 Helpful Tips Covered:

How to maximize your CPP and OAS

Avoiding the OAS clawback

What self-employed Canadians need to know in 2025

How to use My Service Canada Account

Tax strategies to retain more retirement income

How GIS supports low-income seniors

🔔 Subscribe for More Retirement Updates!
We cover:

Monthly benefit payment dates

CRA tax tips for retirees

GIS and OAS eligibility rules

Application walkthroughs

Budget help for Canadian seniors

📬 Got questions? Drop them in the comments—we respond to help!

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