How to Increase CREDIT SCORE to PERFECT 999: Bad/Good Credit

Our 10 STRATEGIES for How To Improve Credit Score UK and turn Bad Credit To GOOD CREDIT Fast For A Perfect 999 Credit Score. Grab Our FREE CREDIT SCORE CHECKLIST To Increase Your Score here – https://thehumblepenny.com/CreditScoreChecklist 😊♥

★TIME STAMPS★
WHY IMPROVE CREDIT SCORE?
I) 5:55 – You Get Low Interest Rates
2) 7:07 – You Can Get A Higher Credit Limit
3) 7:30 – You Get Access To More Offers
HOW TO IMPROVE CREDIT SCORE UK
1) 9:22 - Get Your Credit Score and Report and Check For Errors
2) 12:03 – Pay Your Bills On Time Without Fail To Avoid Delinquent & Default Payments.
3) 13:30 – Keep Your Credit Balances Low (Maximum 25% of Your Credit Limit) & Pay Off Credit Balances Regularly.
4) 14:29 – Consider Closing Unused Accounts & Keep Older Ones That Demonstrate A Good History.
5) 15:18 – Limit The Number Of Credit Applications You Make (Max 1 Every 3 Months).
6) 16:02 – Register On The Electoral Register (For Your Current Address)
7) 17:28 – Check For Late Payments (Last 6 – 12 months) To Query and Rectify
8) 19:12 – Focus On Borrowing ONLY What You Need So You’re Not Seen As Over Reliant On Debt
9) 20:08 – Keep An Eye Out For Fraudsters Who Can Damage Your Credit. Get An Alert Service Or Add Password To Credit Report.
10) 21:45 – Keep Things Naturally Diverse i.e. Don’t Have Too Much Of One Type Of Debt.
BONUS 11) 22:57 – Relationships Matter. If Your Partner Has Bad Credit and You’re Connected To Them, You’ll Likely Suffer Too.
★★ WHAT TO WATCH NEXT ★★

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Pay Off Mortgage vs Invest? https://youtu.be/80b5SFnZgoM
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★★ LINKS MENTIONED IN THE VIDEO ★★

FREE CREDIT SCORE CHECKLIST ( 9:00 ) – https://thehumblepenny.com/CreditScoreChecklist

FREE EXPERIAN CREDIT SCORE - https://thehumblepenny.com/Experian
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We became Financially Independent aged 34 and our story has been featured on the BBC, Mail Online, Channel 5, Metro, etc.

We share content to inspire and teach others how to achieve Financial Independence and Freedom too 😊

MARY:

I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! :)

Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.

When I'm not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids :)

KEN:

I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development.

CFO by day with over 12 years experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I'm a blogger and YouTuber by night. I create from my experiences as a family man and entrepreneur.

I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport.
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★★ About this video ★★

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Best, Mary and Ken Okoroafor

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Видео How to Increase CREDIT SCORE to PERFECT 999: Bad/Good Credit канала The Humble Penny