Your Retirement Reality: Exploring Social Security

Wondering when you should take Social Security?

In this webinar, we walk through key Social Security decisions for people approaching retirement, including whether to claim early at 62, wait until full retirement age, or delay until age 70.

We also cover how Social Security fits into a larger retirement income plan alongside pensions, retirement accounts, taxes, survivor benefits, and other income sources.

In this video, you’ll learn:

• How Social Security benefits are calculated
• Why your full retirement age matters
• What happens if you claim Social Security early
• How delaying benefits can increase your monthly income
• Why Social Security should not be planned in isolation
• How working while claiming Social Security may affect your benefit
• How Social Security taxes work in retirement
• What married couples should know about spousal and survivor benefits
• How divorced spouse benefits may apply
• Why Social Security is meant to be a foundation, not your entire retirement plan

📌 Next Step

👉 Request Our Financial Planning Intake Form

If you are within a few years of retirement and want help understanding how Social Security fits with your pension, retirement accounts, taxes, and overall income plan, request our Financial Planning Intake Form here:

https://info-curryschoenfinancial.com/fp-intake/

Chapters

00:00 Introduction
00:50 Why Social Security planning matters
01:40 Retirement planning is easier with a guide
03:14 What this webinar covers
04:29 How Social Security works
06:33 Social Security credits and work history
07:04 How benefits are calculated
08:15 How to read your Social Security statement
09:56 Understanding full retirement age
11:20 Claiming Social Security early vs. delaying
13:33 How to decide when to claim
14:43 Why Social Security is not liquid
17:37 Cost-of-living adjustments
19:06 Taxes on Social Security
20:59 Working while claiming Social Security
24:00 Spousal benefits
25:52 Survivor benefits
28:28 Divorced spouse benefits
29:38 Concerns about the future of Social Security
33:17 Why Social Security is only one part of your retirement plan
34:27 Request the Financial Planning Intake Form
35:34 Final thoughts

I specialize in retirement planning for Florida state employees and help clients make informed decisions before and during retirement.

This content is for educational purposes only and does not constitute personalized financial advice. Please consult a qualified professional regarding your individual situation.

Видео Your Retirement Reality: Exploring Social Security канала Secure Retirement Podcast