Will You Run Out Of Money In Retirement?

What if the market crashes or a recession hits just as you stop working — could you afford it? Financial planner George Agan breaks down the risks many people overlook when planning for retirement. We discuss how much you might really need, why rules of thumb like the 4% rule can fall short, and what to do if returns don’t go as expected.

🗝️ Want George's help planning your retirement?
You can email him here: ⁠gagan@fcadvice.co.uk⁠
This is his firm: ⁠https://fcadvice.co.uk/about-us/meet-the-team/george-agan/

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If you purchase a product or service using one of the links above (including George's firm, Flying Colours), we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

If you want to watch George's video we reference it's here: https://www.youtube.com/watch?v=OUXhcbnDD-k

Chapters:

00:00 - 4% and 375 rules
10:15 - What do you need to have a comfortable retirement?
17:31 - Tide Ad
18:31 - How spending changes in retirement?
25:31 - Could you run out of money at 70?
36:46 - Vanta ad
37:38 - Can you survive a long bear market?
43:08 - The 4 big risks to your retirement
45:17 - Should you be 100% equities in retirement?
51:59 - What to know if you’re just about to retire
54:47 - When to start retirement planning?
57:22 - Should you plan on a state pension?
01:00:52 - What does your retirement income look like?
01:07:32 - How to get in touch with George

Видео Will You Run Out Of Money In Retirement? канала Making Money Podcast