Is Now the Best Time to Consider a Fixed Indexed Annuity? | Coffee Chat

In this episode of Coffee Chat, Ernie Burns, President & CEO of Burns Estate Planning & Wealth Advisors, sits down with Financial Advisor Ashley Terrell from our West Palm Beach office to explore a timely topic: fixed indexed annuities.

With interest rates at levels we haven’t seen in over 30 years, this may be an ideal time for pre-retirees and retirees to consider how a fixed indexed annuity could play a role in their retirement strategy. Ernie and Ashley break down how these products work, what makes them different today, and why now might be the best opportunity in decades to lock in favorable rates, growth caps, and bonuses.

They discuss:
✅ Why rising interest rates have improved annuity offerings
✅ The pros and cons of fixed indexed annuities
✅ How cap rates and participation rates affect returns
✅ When it makes sense to consider replacing older annuity contracts
✅ How to work with a fiduciary to ensure you get client-first recommendations

Whether you're navigating market volatility, protecting your retirement income, or exploring safer alternatives to traditional investments, this video will help you understand the potential role of annuities in a diversified financial plan.

👉 Learn about Investments, Tax-Saving and Future Planning: 800-308-4416 https://burnsestateplanning.com/

👉 Follow us on:
► Facebook: https://www.facebook.com/burnsestateplanning/
► LinkedIn: https://www.linkedin.com/company/burns-estate-planning-wealth-advisors

The information contained herein is (1) for informational/educational purposes only, (2) is not a recommendation to buy or sell any investment, and (3) should not be construed or acted upon as investment advice. The information contained herein was obtained from sources we believe to be reliable but is not guaranteed as to its accuracy or completeness.

Past performance is no guarantee of comparable future results. No guarantees expressed or implied. Investments will fluctuate and when redeemed may be worth more or less than when originally invested. Investing involves risk. Investors should be prepared to bear loss, including total loss of principal. Diversification does not guarantee investment returns and does not eliminate the risk of loss. Fixed insurance and annuity product riders, features, and guarantees are subject to the claims paying ability of the issuing company.

This information does not constitute legal or tax advice. PCIA and its associates do not provide legal or tax advice. Individuals should consult with an attorney or professional specializing in the fields of legal, tax, or accounting regarding the applicability of this information for their situations.

Advisory products and services offered by Investment Adviser Representatives through Prime Capital Investment Advisors, LLC (“PCIA”), a federally registered investment adviser. PCIA: 6201 College Blvd., Suite#150, Overland Park, KS 66211. PCIA doing business as Prime Capital Financial | Wealth | Retirement | Wellness. ©2022 Burns Estate Planning and Wealth Advisors - All Rights Reserved.

Видео Is Now the Best Time to Consider a Fixed Indexed Annuity? | Coffee Chat канала Burns Estate Planning & Wealth Advisors