Home Loans Will Get Cheaper In 2025 | RBI Cuts Repo Rate Again

About This Video :

Reserve Bank of India (RBI) has reduced the key repo rate by 25 basis points to 6.00%. This marks the second consecutive rate cut, aimed at stimulating economic growth amid global uncertainties, particularly due to increased U.S. tariffs on Indian imports

The repo rate is the interest rate at which commercial banks borrow funds from the RBI, influencing the interest rates they offer to consumers. A lower repo rate typically leads to reduced loan interest rates, potentially lowering Equated Monthly Installments (EMIs) for borrowers. However, the actual impact on EMIs depends on how banks adjust their lending rates in response to changes in the repo rate

In addition to the repo rate cut, the RBI has shifted its monetary policy stance from "neutral" to "accommodative," indicating a readiness to implement further rate cuts if necessary to support economic growth. The central bank has revised its GDP growth forecast for the fiscal year 2025-26 down to 6.5% from 6.7%, reflecting concerns over external factors like trade tensions.

It's important to note that while the RBI's policy rate changes influence loan and deposit interest rates, the actual impact on borrowers' EMIs will depend on how individual banks adjust their rates. Therefore, borrowers should stay informed about their banks' rate changes following RBI policy announcements.
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Видео Home Loans Will Get Cheaper In 2025 | RBI Cuts Repo Rate Again канала XY- Axis Education