Dave Ramsey Overhaul | How I Had To Alter The Baby Steps (What Happened) | Brad Long

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I used to be a HUGE Dave Ramsey fan boy. When I was working through my own financial catastrophe I was "all in" his platform and the way he taught.

Time stamps:
0:00 How I paid off $174,000 in debt.
1:05 Where I departed from Dave Ramsey.
1:16 What I noticed when I started coaching my own students.
1:38 How I actually broke the Ramsey system to make it work for my students.
2:21 Nuance Alert! - 3 important points (For all trolls)
5:07 The 8 Steps To Erase Debt (Free Guide: https://www.zerodebtcoach.com/8_steps_guide)
5:15 Step 0 - (Temporarily) Stop investing.
6:14 Step 1 - Build a budget. (Free Guide:https://www.zerodebtcoach.com/budgeting-101-opt-in Free Workshop: https://youtu.be/ak5kgeL0las)
6:55 Step 2 - The more reasonable starter emergency fund. (Free Guide: $1k in 30 Days:https://www.zerodebtcoach.com/$1000-in-30-days-opt-in)
7:45 Step 3 - Eliminate debt (Snowball/Avalanche/Combination)
8:29 Step 4 - Full emergency fund (at least 6mo-1yr)
8:57 How the next 3 steps are worked simultaneously.
9:12 Step 5 - Investing and increasing savings rate. (Free Guide: The Basics of Bitcoin: https://www.zerodebtcoach.com/basics-of-bitcoin-opt-in)
11:06 Step 6 - Education funding for the kids. College? Trade school? Online entrepreneurship?
12:04 Step 7 - Early mortgage payoff?
12:42 Step 8 - Generosity, wealth building and financial independence.(Free Guide: https://www.zerodebtcoach.com/8_steps_guide)
13:31 How can ZeroDebtCoach help?
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*None of this information is meant to be taken as investment advice. It is intended for entertainment purposes only. The video is accurate as of the posting date but may not be accurate in the future.

Видео Dave Ramsey Overhaul | How I Had To Alter The Baby Steps (What Happened) | Brad Long канала Brad Long