Interest rates are fluctuating #homebuyingtips #realestate #mortgagerates #investment

Interest rates may have just dropped, and even a small change can save you thousands over the life of your loan. Before you start house hunting, here are three ways to position yourself for a better rate:

📉 Boost Your Credit Score – Lenders offer the best rates to buyers with strong credit. Pay down debt, make on-time payments, and avoid opening new credit accounts before applying for a mortgage.

💰 Increase Your Down Payment – A higher down payment reduces the lender’s risk, which can lead to better loan terms and a lower interest rate. Even an extra few percent can make a difference!

🕵️‍♂️ Shop Around – Don’t settle for the first loan offer! Compare rates from different lenders, including banks, credit unions, and mortgage brokers, to find the best deal.

A little preparation now can mean big savings in the long run. Have questions about the home-buying process? Let’s chat! 👇 #HomeBuyingTips #MortgageRates

@LuxeCoastalMarcy

Видео Interest rates are fluctuating #homebuyingtips #realestate #mortgagerates #investment канала Marcy O'Donnell