CPP + OAS + GIS: How Much You REALLY Get Combined (2026)

CPP, OAS, GIS — three government cheques, three rule books. But how much do they actually add up to TOGETHER? Most people just add the maximums... and that's exactly the mistake. Here's how they really stack, with three real examples.

In this video, Mac breaks down in plain English:
🍁 A quick recap of CPP, OAS and GIS — and their real amounts
🍁 Why you can't just add the three maximums together
🍁 How a bigger CPP actually shrinks your GIS
🍁 Three real-world examples: low-income single, average single, and a couple
🍁 How to find your own combined number

If you want to know your real monthly government retirement income in Canada — not a fantasy maximum — this ties it all together.

⏱️ CHAPTERS
0:00 Three cheques — how much combined?
0:28 The three building blocks
2:30 Why they don't just add up
4:45 Three real examples
8:30 How to find YOUR number
9:45 Recap + what to watch next

▶️ WATCH NEXT: 7 Things to Do the Year You Start CPP & OAS → [link when published]
▶️ START THE SERIES: CPP at 60 vs 65 vs 70 → [https://youtu.be/wg6cEVrke58]
▶️ RELATED: GIS Explained — The Benefit Many Retirees Miss → [https://youtu.be/Cw3BpW9EOdo]

🔔 SUBSCRIBE for plain-English Canadian retirement explainers, every Mon/Wed/Fri: [https://www.youtube.com/channel/UCniFBjlDfzPZHFdZQtKbdyg]
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📊 SOURCES (figures as of June 2026):
- CPP, OAS & GIS amounts and rules — Government of Canada / Service Canada (canada.ca)

⚠️ DISCLAIMER: This video is general education only — not financial, tax, or legal advice. The examples are illustrations; your amounts will differ. CPP, OAS and GIS figures change over time. Figures are accurate as of June 2026. Always confirm current numbers and your personal situation with Service Canada or a licensed Canadian professional.

#CPP #OAS #GIS

Видео CPP + OAS + GIS: How Much You REALLY Get Combined (2026) канала Maple Finance with Mac 🍁