How to invest for beginners | Stashaway (roboadvisor), EPF Malaysia

If you’ve always wanted to start investing your money but not sure where you should start, fear not! In this video, I’ll go through some of the easiest and best ways to start investing your money, including a detailed overview of some of the best investments for beginners (retirement accounts and robo-advisors like Stashaway). I will be focusing on building wealth over the long term for retirement, which means that these investments will not require active effort to maintain! So start growing your wealth and invest your money, the best time to invest is now!

So where should I start investing my money? (Malaysia)
1. If you are bumiputera, max out your ASB first!
2. For everyone else, the EPF is awesome and you should contribute more
3. Stashaway gives you an excellent exposure to US and global market ETFs

In case you’d like to try out Stashaway (not sponsored!)
https://www.stashaway.my/referrals/yowc8qy
^ this referral link gives you a 6 months zero management fee period for investments up to RM30,000. Yay to zero fees!

Wondering how much you should invest every month to retire? Check out my ultimate retirement calculator!
https://youtu.be/GMKVk5r76DE

Timeline:
00:00 Introduction
00:45 How much risk should you take?
01:58 EPF (retirement account)
02:24 Advantages of the EPF
03:26 Disadvantages of the EPF
05:07 Robo advisors
06:53 Best robo advisor (Stashaway)
07:21 Stasaway 36% portfolio
08:24 Disadvantages of Stashaway
09:25 Stashaway vs EPF
10:29 Easy 2 fund portfolio

Disclaimer! I am not a certified financial planner, but I am passionate about personal finance, and all the recommendations in this video is based on my own research into entry level passive investing. No investment comes without risk, so understand what you are investing in before pulling the trigger. May the compound interest be with you!

Music: https://www.purple-planet.com

Видео How to invest for beginners | Stashaway (roboadvisor), EPF Malaysia канала Swan Thinks