IRA Gifting: How to Help Your Family Now (Without the Tax Sting)

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The Grandparent Win-Win: Spend More, Leave More, and Let the IRS Foot the Bill

Strategic Planning for Grandparents with $1 Million+ in Retirement Assets

Many grandparents reach a point where the central planning question is no longer “Will I have enough?” but rather how can I balance enjoying retirement, helping my family while I am alive, and leaving a meaningful tax-savvy legacy.

If you are married, both spouses are encouraged to attend. Reserve your virtual seat today to learn how to coordinate your spending, gifting, and beneficiary designations for a stronger financial future.

In this video – Strategic Gifting

In this Q&A clip, Jim Lange, CPA/Attorney, addresses a common concern: the tax implications of making large lifetime gifts from an IRA.

Many retirees suffer from a “depression-era” mentality, fearing they will run out of money, which leads them to wait until death to pass on their wealth. Jim explains why waiting can be a mistake, often leaving heirs with a massive, accelerated tax bill due to the SECURE Act.

Learn why making a gift now can be a powerful defense against future taxes, especially when those gifts are used for "strategic" purposes, such as:
- 529 Plans for a grandchild’s education.
- Funding a Roth 401k for a child.
- Utilizing life insurance for tax-free growth.
- Leveraging the annual exclusion and lifetime exemption to avoid gift and transfer taxes.

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Investment advisory services offered by Lange Financial Group, LLC. Investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Visit our website https://paytaxeslater.com for more information on our investment advisory services. Please see https://paytaxeslater.com/privacy for additional disclosures.

Видео IRA Gifting: How to Help Your Family Now (Without the Tax Sting) канала retiresecure