Check These 16 Must-Have Documents Before Buying a Property

Thinking of buying a property? A small mistake can cost you lakhs. Whether you are purchasing in Faridabad or anywhere else, make sure to verify these legal documents first.

Essential Documents to Verify Before Buying a Property

Never Buy Property on Power of Attorney – It can be revoked at any time, making your purchase invalid.
Sale Deed / Title Document – The most important proof of ownership, registered in the registry office.

Society Patta is Not Eligible for a Loan – Banks do not approve home loans on this document.

Stamp Duty & Registration is a Must – These legal formalities ensure that your ownership is legally recognized.

Invest Through Strata – A good option for those looking to invest in rental income properties.

Check the Channel Document – This provides the entire ownership history of the property and should be verified through a lawyer.

Encumbrance Certificate – Ensures that the property is not under any mortgage or tax liability. You can get this by submitting Form No. 22 at the registry office or online.

Occupancy Certificate (OC) – Issued by the municipal corporation after the builder has cleared all legal requirements and taxes.

Allotment Letter – Essential for resale properties. This letter is provided by the builder to the first owner and must be transferred properly.

Tax Receipt (Urban Development Tax - UDT) – Confirms that the property tax has been paid and that the seller is the rightful owner. Not required for plots but essential for constructed properties.

Car Parking Allotment Letter – Ensures you have a legally allotted parking space that is transferred correctly.

NOC from Society – Confirms that all maintenance charges, security fees, and cleaning expenses have been cleared by the seller.

Mutation Document (Jamabandi, Daakhil Kharij) – Required to legally transfer the property to your name in government records.

Conversion Certificate (CLU) – Ensures that the land use is legally permitted for residential or commercial purposes.

Meet the Real Owner Before Purchase – Always verify the identity of the person selling the property.

Beware of Pressure Tactics – If the seller is rushing you into making a quick decision or demanding a high token amount, it is a warning sign.
Always verify these documents before making any property purchase to avoid legal and financial troubles later.

If you have ever faced a property deal with legal issues, share your experience in the comments.

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