Fairer Credit Scores and 3D Worlds? AI is Making It Happen!

As 2024 draws to a close, the AI industry is stepping up its game - from OpenAI's ambitious "12 Days of OpenAI" announcement to groundbreaking applications in banking and creative tools. In this episode of What the AI?!, Jeff Keltner and Annie Delgado analyze how AI is delivering real-world results while reshaping our expectations for the future. We explore ChatGPT's massive scale with 300M weekly users, dive into Tencent's revolutionary open-source video model that runs on a laptop, and examine how the Commonwealth Bank of Australia is using AI to cut fraud by 30% and slash mortgage approval times to just 10 minutes. Plus, discover how World Labs is transforming 2D images into navigable 3D worlds and why the CFPB is rethinking AI's role in credit scoring.

Key Discussion Points:

• Tencent’s open-source video-generation model surpassing industry leaders like RunwayML.
• FeiFei Li’s World Labs project: turning images into interactive 3D worlds.
• Amazon's Nova foundational models—text generation today, video generation tomorrow.
• CFPB Director Rohit Chopra’s evolving stance on AI and fair credit scoring.
• Real-world AI applications at the Commonwealth Bank of Australia, reducing fraud and improving efficiency.

Relevant Links:

• ChatGPT now has over 300 million weekly users: https://www.theverge.com/2024/12/4/24313097/chatgpt-300-million-weekly-users

• Sam Altman lowers the bar for AGI
https://www.theverge.com/2024/12/4/24313130/sam-altman-openai-agi-lower-the-bar

• ChatGPT’s refusal to acknowledge ‘David Mayer’ down to glitch, says OpenAI
https://www.theguardian.com/technology/2024/dec/03/chatgpts-refusal-to-acknowledge-david-mayer-down-to-glitch-says-openai?utm_campaign=mb&utm_medium=newsletter&utm_source=morning_brew

• ChatGPT Pricing
https://openai.com/chatgpt/pricing/

• Introducing Amazon Nova, our new generation of foundation models
https://www.aboutamazon.com/news/aws/amazon-nova-artificial-intelligence-bedrock-aws

• Combining Virtual and Real Unlimited Creativity
https://aivideo.hunyuan.tencent.com/

• World Labs
https://www.worldlabs.ai/blog

• Spotify - 2024 Wrapped
https://www.worldlabs.ai/blog

• Commonwealth Bank of Australia
https://www.commbank.com.au/articles/newsroom/2024/11/reimagining-banking-nov24.html

• CFPB's Chopra: AI can be the key to fairer credit scoring
https://www.americanbanker.com/news/cfpbs-chopra-ai-can-be-the-key-to-fairer-credit-scoring

Видео Fairer Credit Scores and 3D Worlds? AI is Making It Happen! канала WhatTheAI?!