Personal Name or Trust Structure: Which one should you choose? (2025 Expert Analysis)

Should you buy your next investment property in your personal name or a trust structure? I'm breaking down EXACTLY why I own properties both way, and revealing the $700K apartment trap that almost destroyed my investment future.

Here's what you're missing about buying structures:
✅ Trust structures unlock UNLIMITED borrowing capacity (my colleague bought 3 properties in one month)
✅ Personal name = maximum tax deductions for negatively geared properties
✅ The real cost: $3K+ annually to run a trust (but here's why it's worth it)
✅ How lenders IGNORE trust debt when the property is positively geared
✅ Complete first-time buyer roadmap: pre-approval → settlement → scaling

0:00 - Introduction: Personal name or trust structure?
1:02 - Why negative gearing reduces your tax (the main benefit)
1:59 - My Darwin property: Why trust structure made sense
3:14 - THE GAME CHANGER: Lenders ignore trust debt when positively geared
3:39 - Real example: 2 properties bought in 1 month using trusts
4:15 - The real cost: $3K+ annually to run a trust structure
5:03 - Decision framework: Which structure should YOU choose?
6:30 - Speak to an accountant BEFORE making any decisions

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#PropertyInvestment #FirstTimeInvestor #Melbourne #Darwin #Brisbane #Perth #RealEstate #PropertyStrategy

Видео Personal Name or Trust Structure: Which one should you choose? (2025 Expert Analysis) канала Property Unlocked