I Have $80K in Student Loan for My Degree and I Make $42K a Year

Student loans are GOOD debt! It's an investment in yourself!"

They told me this at 18. I believed it. Now I'm 28, making $42K a year with $80K in student loans. My monthly payment is $700. That's HALF my rent. I'll be paying this until I'm 50.

This wasn't an investment. This was a trap.

Niva taught me the brutal truth: Not all education debt is "good debt." You need to calculate ROI BEFORE borrowing. Income potential vs. debt load. But nobody tells you this when you're 18 signing loan papers.

In this video, you'll learn:
✅ The "good debt" myth and where it came from
✅ How to calculate education ROI (should have done this BEFORE)
✅ Which degrees statistically pay off vs. which don't
✅ The monthly payment reality nobody warns you about
✅ What to do if you're already drowning in loans
✅ How to help younger people avoid this trap

I'm not saying don't go to college. I'm saying RUN THE NUMBERS FIRST.

Видео I Have $80K in Student Loan for My Degree and I Make $42K a Year канала Furry Finance Friend