🏠 Why Isn’t Inventory Moving? It’s Locked-In.
🏠 Why Isn’t Inventory Moving? It’s Locked-In.
Right now, about 70% of homeowners carry mortgage debt, and 90% of that debt is below 3.5%.
What does that tell us?
People aren't moving.
They’re sitting on low-interest rate loans, and they’re not willing to trade them in for something more expensive—even if they’re outgrowing their space.
It’s one of the biggest forces behind today's tight housing inventory, and it’s driving demand for alternatives:
🔹 Renovations
🔹 ADU builds
🔹 Creative financing and construction solutions
At LMFCE, we’re seeing this trend firsthand—and helping lenders structure smarter construction and improvement projects in response.
#HousingMarket #LockedInEffect #ConstructionLending #FundControl #SmartDraws #MarcusCarter #LMFCE #ADUs #RealEstateFinance #HousingInventory
Видео 🏠 Why Isn’t Inventory Moving? It’s Locked-In. канала La Mesa Fund Control & Escrow
Right now, about 70% of homeowners carry mortgage debt, and 90% of that debt is below 3.5%.
What does that tell us?
People aren't moving.
They’re sitting on low-interest rate loans, and they’re not willing to trade them in for something more expensive—even if they’re outgrowing their space.
It’s one of the biggest forces behind today's tight housing inventory, and it’s driving demand for alternatives:
🔹 Renovations
🔹 ADU builds
🔹 Creative financing and construction solutions
At LMFCE, we’re seeing this trend firsthand—and helping lenders structure smarter construction and improvement projects in response.
#HousingMarket #LockedInEffect #ConstructionLending #FundControl #SmartDraws #MarcusCarter #LMFCE #ADUs #RealEstateFinance #HousingInventory
Видео 🏠 Why Isn’t Inventory Moving? It’s Locked-In. канала La Mesa Fund Control & Escrow
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