Chase Ink Business Unlimited Credit Card Review | Hidden Perks & Downsides (2025)

Looking for a powerhouse business credit card in 2025? The **Chase Ink Business Unlimited Card** might be your go-to—but does it deliver more than just simplicity? Let's dive in!

✔ **Unlimited 1.5% cash back** on every purchase—no categories, no caps
✔ **\$750 bonus** after spending \$6,000 in the first 3 months
✔ **0% introductory APR** for 12 months on purchases
✔ **No annual fee**—and free employee cards with customizable limits
✔ Solid **business protections**: purchase protection, extended warranty, primary auto rental coverage, travel/emergency assistance, roadside dispatch
✔ Earn **Chase Ultimate Rewards** points that can be redeemed for cash or transferred to premium travel cards
✔ **Downsides**: no bonus category earnings, **3% foreign transaction fee**, no lounge access or advanced travel perks
✔ Best for: businesses with diverse spending who want a no-nonsense rewards card—and anyone pairing it with a premium Chase travel card for maximized value

Have you used the Ink Business Unlimited Card or thinking about applying? Share your experiences or questions in the comments—we’d love to learn from your real-world take!

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This content is for educational purposes only and does not constitute financial advice. Always consult a certified advisor before applying.

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