Discover Personal Loan No Credit Check!

Discover Personal Loans: Get Approved with No Hard Credit Check [Credit Score, Debt to Income Ratio]
Thinking about applying for a personal loan through Discover but worried about your credit score? This video is for YOU!

Houston explains how Discover personal loans work, including the soft pull credit check (which is different from a hard inquiry that can hurt your score). Even better, you don't NEED a Discover card to apply!

Here's what you need to know:

💳Minimum credit score of 660 ✅
💳Debt-to-income ratio (DTI) below 50% to improve your chances of approval
💳Minimum annual income of $25,000 (around $2,150 per month)
💳Loan limits: $25,100 to $35,000
💳Discover usually pulls from Equifax for pre-qualification. Keeping your inquiries below 6 can also help your application.

Even if you don't meet Discover's requirements, there's HOPE! Houston shares alternative lenders like Cash USA, Personal Loans, and Endy that may consider applicants with lower credit scores and income. These lenders often focus on DTI ratio instead of credit score.

Watch the full video for more details and get the links to the alternative lenders in the description below!

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Видео Discover Personal Loan No Credit Check! канала Business Credit News