What Credit Card Companies Don't Tell You About Points

Credit card rewards programs can sound appealing: cash back, travel points, perks, and bonuses. But credit card companies aren’t offering those rewards out of generosity. Their business model depends on consumers spending more and, in many cases, carrying balances and paying interest.

In this Money Clip, Waymark's Associate Advisor Brandon Cardarelli, CFPⓇ explains why it’s important to use credit cards carefully and stay aware of the behavioral side of spending.

Rewards can be useful, but only when paired with discipline and intentional financial habits.

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The opinions voiced in this video are for general information only and are not intended to provide specific advice or recommendations for any individual.

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

This material is for general information and educational purposes only and is not intended to provide specific advice or recommendations for any individual. Investing involves risk including the loss of principal. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Any economic forecasts set forth may not develop as predicted and are subject to change. Precious metal investing involves greater fluctuation and potential for losses.

Видео What Credit Card Companies Don't Tell You About Points канала Waymark Wealth Management