2020 Money Goals Prioritized | January 2020 Monthly Budget

Happy January 2020 budget day friends! This month I’m using my printables and skipping the stickers but budget planner stickers will resume next month!

Today I'm walking through my January budget plan with our monthly budget for two adults and a 1 year old. I cover bills, variable spending expenses, sinking funds and the goal

I'm budgeting in my Big Happy Planner with my budgeting printables: http://bit.ly/pnpbudgeting

Some other helpful budgeting videos:

2020 Financial Goals | Our 2020 Money Goals | Vlogmas Day 21
https://youtu.be/-XjGW8y1h2w

How To Setup Sinking Funds | Sinking Funds Capital One 360 | Budgeting For Beginners ➝
https://youtu.be/FYPnMAIrtIs

How To Start Investing + Tips For New Investors + Our Investment Accounts
https://youtu.be/M143kqpdkt0

Dave Ramsey’s Baby Steps Explained | What They Are & Why They Work
https://youtu.be/HSCWI7NcN9w

Dave Ramsey’s Baby Steps I Don’t Follow (But Still Win With Money)
https://youtu.be/19U7s5CNof0

How To Budget For Christmas | Debt Free Christmas Budgeting Tips
https://youtu.be/RwMZce5VsNE

Where I keep my sinking funds: Capital One 360 ($25 BONUS) ➝ https://capital.one/2JIEqQV

25 Frugal Living Tips That Actually Work | Frugal Living Hacks From #debtfreecommunity
https://youtu.be/TzNjM5aksbk

Paycheck Budget December 2019 #2 | Budgeting By Paycheck | Budget With Me | Vlogmas 2019 Day 20
https://youtu.be/RNW1W0CA8ZA

Where To Buy Budget Planner Stickers | Budget Planner Sticker Shops | Caffeinated Cait & More
https://youtu.be/aUCMSUjjUVE

Everyone does budgeting a little bit differently and that's ok! It's great to keep trying new things and styles and found out what works for you. The important thing is that you pay attention to your money!

For us, like most things we do, we've found a hybrid system works best for us. We use cash envelopes but only for the areas we overspend most frequently. We write down our budget but also use an app for tracking. Finding things that work from on system or another is the best way to do!

#budgetwithme #budgeting #debtfreecommunity

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WHAT I USE TO BUDGET*

Pens & Paper:

➝ My Budget Printables ➝ http://bit.ly/pnpbudgeting
➝ Happy Planner ➝ https://amzn.to/2MT0Dbx
➝ Paper Mate InkJoy Gel Pen ➝ https://amzn.to/2DLwFnL
➝ Tombow Dual Brush Pens ➝ https://amzn.to/2PCEjVe

Stickers:

➝ SimplyKamyCo budget stickers ➝ http://tidd.ly/7bd846fa
➝ Caffeinated Cait budget stickers ➝ http://bit.ly/AMLYTCAFFCAIT

Cash envelopes:

➝ KateBudgets Cash Envelopes ➝ http://bit.ly/KateBudgetsCashEnvelopes

Apps:

➝ Capital One ➝ https://capital.one/2JIEqQV
➝ Mint.com

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SAVE MONEY*

➝ Ibotta (Cash back - $20 BONUS) ➝ https://ibotta.com/r/vernepp
➝ Rakuten (Cash back - $10 BONUS) ➝ https://www.rakuten.com/r/MARYIN155?eeid=28187
➝ Fetch Rewards (Receipt scans, referral code, MV7RR) ➝ https://bit.ly/2G0vEtZ

INVEST & EARN MONEY*

➝ Ellevest** (Investing - $50 BONUS) ➝ http://bit.ly/PenniesEllevest
➝ Robinhood (Investing - Free stock!) ➝ https://penniesnotperfection.com/Robinhood

**I'm proud to be working with Ellevest to help get more money in the hands of more women. If you open an account through my link ➝ http://bit.ly/PenniesEllevest ... I'll earn a commission and Ellevest will give you $50 when you make your first deposit.

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CONTACT ME:

Mary
P.O. Box 240981
Memphis, TN 38124

Website: http://penniesnotperfection.com

Shop: https://shop.penniesnotperfection.com/

Instagram: https://www.instagram.com/penniesnotperfection

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**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only.

*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.

Видео 2020 Money Goals Prioritized | January 2020 Monthly Budget канала Pennies Not Perfection