Personal loan vs overdraft: Which one secretly costs you more? | Personal Finance

Banks and fintechs are increasingly offering instant credit options such as personal loans and overdraft (OD) facilities through digital platforms. While both provide quick access to funds, they differ sharply in structure, repayment terms and overall borrowing costs. Overdrafts offer flexibility for short-term liquidity needs and personal loans provide structured funding for planned expenses. Understanding these differences is critical to avoid higher costs and make smarter borrowing decisions.

#personalloan #bankoverdraft #personalfinance
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Видео Personal loan vs overdraft: Which one secretly costs you more? | Personal Finance канала Business Standard