Stellar Lumens Is Becoming Financial Infrastructure, To Power Tomorrows World!

In this episode, we sit down with Candace Kelly, Chief Legal and Policy Officer at Stellar Development Foundation, for a deep conversation on Stellar, stablecoins, real-world assets, regulation, AI payments and the future of financial infrastructure.

Candace shares her perspective on how Stellar was designed from the outset for cross-border payments and asset issuance, why public blockchain infrastructure can expand access to the global financial system, and how distributed ledger technology may become part of everyday financial services sometimes without users even realizing it.

We also discuss the role of stablecoins as a potential settlement layer, the rise of tokenized real-world assets, institutional adoption, regulatory clarity in the United States, AI-driven payments, digital identity, privacy, and why blockchain infrastructure may become increasingly important as finance moves on-chain.

Topics Covered
• What Stellar was built to solve
• Cross-border payments and asset issuance
• Stablecoins as settlement infrastructure
• Tokenized real-world assets
• Stellar’s role in institutional blockchain adoption
• Regulation, the GENIUS Act and the CLARITY Act
• DLT as invisible financial infrastructure
• MoneyGram, Franklin Templeton, State Street and Société Générale
• AI payments and agentic finance
• Digital identity, privacy and compliance
• The future of blockchain-powered financial access
Chapters:

00:00 Intro
02:27 Welcome Candace Kelly
02:55 What is Stellar?
05:40 From Uber to blockchain
06:49 Stablecoins and real-world access
08:02 From DOJ to Stellar
10:25 Crypto’s biggest challenges
12:14 Why clear rules matter
14:30 Regulation, GENIUS and CLARITY
16:49 Is DLT like the internet?
17:31 Aid, payments and settlement
18:30 Blockchain behind the scenes
19:27 Franklin Templeton and Benji
20:17 Removing financial gatekeepers
21:48 Compliance and asset controls
22:47 User experience and trust
23:47 MoneyGram and on/off ramps
24:43 The future role of stablecoins
25:49 Faster settlement and transparency
26:00 Stablecoins as settlement rails
27:31 Yield-bearing stablecoins
28:28 Tokenized funds and access
30:15 Real-world assets on Stellar
31:07 $2B in RWAs on Stellar
32:19 Tokenization and finance
33:17 What DLT unlocks
34:50 Agentic payments
36:52 Digital identity and privacy
37:50 Governments using Stellar
38:47 AI, truth and blockchain
42:23 Could AI accelerate crypto?
43:47 AI payments and low-cost rails
45:16 Stellar’s 2026 focus
46:01 Institutional interest
46:12 Scaling responsibly

Useful Links:
AllInCrypto Website: https://allincrypto.com/
AllInCrypto on X: https://x.com/RealAllInCrypto
Stellar Development Foundation: https://stellar.org/
Stellar on X: https://x.com/StellarOrg

Disclaimer
The content in this video is for informational and educational purposes only and should not be considered financial, investment, legal or tax advice. Always do your own research and consult a qualified professional before making any financial decisions.
Hashtags

#stellar #stellarlumens #xlm #blockchain #stablecoins #tokenization #rwa #realworldassets #digitalassets #crypto #payments #fintech #financialinfrastructure #ai #dlt

Видео Stellar Lumens Is Becoming Financial Infrastructure, To Power Tomorrows World! канала AllinCrypto