कौन सा INSURANCE सही है आपके BIKE लिए ?Comprehensive Vs Third party insurance |

Comprehensive Vs Third party insurance | कौन सा INSURANCE सही है आपके BIKE लिए ?

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Bike insurance premiums depend on several factors, such as the type of coverage, the bike's engine capacity, and additional add-ons.

1. Third-Party Insurance
- This is mandatory by law and covers damages to third parties.
Example: For a bike with an engine capacity of 75-150cc, the premium is approximately ₹714 per year

2. Comprehensive Insurance
- Covers both third-party liabilities and damages to your own bike.
- Example: For a 2015 TVS XL Super 70cc bike, the premium could start at ₹1.3/day, depending on the insured declared value (IDV) and add-ons

3. E-Bike Insurance
- For electric bikes, premiums are based on motor capacity.
- Example: For a bike with up to 3kW motor capacity, the annual premium is around ₹457

Factors like the bike's age, location, and any no-claim bonus (NCB) can also influence the premium. You can use online calculators to get an exact estimate for your

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