Homeowners Insurance 101: The Ultimate Guide to Insurance #4

We’ll cover how homeowner’s policy protect your home, your stuff, and the bad things that could happen to others because of you.

Intro – 0:01

Fun Fact – 2:13
The beginnings of homeowners insurance

Property Coverage
Dwelling Coverage (Replacement Cost) – 4:03
Other Structures – 5:37
Personal Property – 7:01
Loss of Use (Additional Living Expenses) – 11:24

What Types of Bad Things are Covered?
Perils – 13:01

Occurrence – 13:21

3 Types of Homeowners Policies – 14:13
Basic (HO1) – 14:12
Broad (HO2) – 14:58
Special (HO3) – 15:31

DOWNLOAD THE PERILS COMPARISON HERE: http://bit.ly/2jSs8U6

Liability Coverage
Homeowner’s Liability – 17:16
Medical Payments – 18:48

Some Endorsements
Water & Sewer Back Up – 20:09
Natural Disasters – 21:45
Special Personal Property (HO5) – 23:11

Rookie Mistake – 24:21
Not taking the “extra package”

There you have it!
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Видео Homeowners Insurance 101: The Ultimate Guide to Insurance #4 канала Shine Insurance