How Much Down Payment Do I Need For A House?

✅ Stop waiting for 20% down! You can buy a home with as little as 3-3.5% down in 2026.

In this video, I break down the biggest myths about buying a home and show you the actual loan programs that make homeownership possible right now — even in California.

🔑 Timestamps:
0:00 - Why 20% Down is a Myth
1:08 - Conventional Loan
1:34 - FHA Loan
2:27 - VA and USDA Loan
3:40 - What You Should Do Next

If you're tired of renting and want to know your real options in today's market, this video is for you.

📲 Ready to get pre-approved? Comment “PRE-APPROVED” below or DM me!

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Free Resources:
• Mortgage Pre-Approval Checklist: https://www.navyfederal.org/loans-cards/mortgage/mortgage-basics/mortgage-checklist.html
• Current Mortgage Rates: https://www.freddiemac.com/pmms

As a local real estate agent in Madera County, I help first-time homebuyers understand their real options without the pressure.

#FirstTimeHomeBuyer #MortgageTips #DownPayment #HomeBuying2026 #RealEstate

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Disclaimer: This is not financial advice. Always consult with a licensed loan officer for your specific situation.

Видео How Much Down Payment Do I Need For A House? канала Brayton Stenberg