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PCSing in 2025 and Interest Rates Being High Keeping Your From Buying A Home?

Visit Veteranpcs.com/pcs-resources/ for our free guide giving you everything you need to know when buying a home!

Moving with the military makes buying a home trickier for you than your civilian friends.

And now that interest rates are higher it can seem like now buying during your upcoming PCS is the worst idea!

But is that really the truth? Or is that just what you’re hearing on the news or from your uncle who bought a house in the 90s?

The markets changed, but that doesn’t mean your home owning dreams can’t come true!

Did you know:
-Interest rates are high, but home prices are low and closing costs can be negotiated in most markets

Have you:
-Look for incentives like interest rate buy-downs, or special financing options, especially with new construction homes near your new military base?

Were you:
-Make sure to work with a trusted real estate agent and VA Loan expert who can decipher these interest rate incentives to make sure you’re getting a good deal

Did you think about:
-While your interest rate may be higher than you’d like initially, you can refinance that rate after 210 days (VA Loan) if/when the interest rates come down. Once you close on a home you can’t change the purchase price but you can change your mortgage. This is referred to as “marry the house and date the rate”

Did you:
-Consider a VA Loan assumption. If you have savings to cover the down payment required you can assume a VA loan at a very low interest rate

Don’t just take a blanket yes or no answer on whether or not now is a good time to buy. Reach out and let us give you a personalized answer so you can decide on what’s best for your military family!

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