VA Loan Benefits Explained - First Time Home Buyer
Are you a veteran of the military interested in buying a house using a va loan in the Housing Market 2022? What are the VA loan requirement for 2022? What are the VA loan pros and cons? In this video, Huntington Beach Realtor, Jeb Smith discusses VA loans and the VA loan requirements 2022 like credit score, down payment and employment when buying a home.
5 Things you should know about VA Loans ⏩Watch this NEXT ⏩ https://youtu.be/QVzfbjVrGVA
✅ - Get a Referral to a Mortgage Lender or Realtor - http://www.jebsmith.net/referral
🏠 - First Time Home Buyer Course - http://www.becominghomewise.com
AFFLIATES:
🏡Want to become a Real Estate Agent - https://trk.realestateexpress.com/?a=15227&c=158&p=r&s1=
What is a VA loan? A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs
VA loan requirements 2022
✅Active Duty or Served 90 Continuous Days/Met length of service requirements which is generally 90 days in wartime and 181 days in peacetime/completed 90 days of active duty or 6 creditable years in selected reserve or national guard/surviving spouse of a veteran who died while in service or from a service related disability and have not remarried.
✅ FICO® score at least 580 (there are exceptions but they come with a cost)
✅ No Down Payment Required
✅MIP (Mortgage Insurance Premium ) is NOT required on VA Loans.
✅Debt-to-Income Ratio less than 41%. (Actually you can go much higher than this)
✅Condos have to be VA approved
✅The home must be the borrower's primary residence.
✅Borrower must have steady income and proof of employment.
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith
#VA #Realtor #RealEstate
Видео VA Loan Benefits Explained - First Time Home Buyer канала Jeb Smith
5 Things you should know about VA Loans ⏩Watch this NEXT ⏩ https://youtu.be/QVzfbjVrGVA
✅ - Get a Referral to a Mortgage Lender or Realtor - http://www.jebsmith.net/referral
🏠 - First Time Home Buyer Course - http://www.becominghomewise.com
AFFLIATES:
🏡Want to become a Real Estate Agent - https://trk.realestateexpress.com/?a=15227&c=158&p=r&s1=
What is a VA loan? A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs
VA loan requirements 2022
✅Active Duty or Served 90 Continuous Days/Met length of service requirements which is generally 90 days in wartime and 181 days in peacetime/completed 90 days of active duty or 6 creditable years in selected reserve or national guard/surviving spouse of a veteran who died while in service or from a service related disability and have not remarried.
✅ FICO® score at least 580 (there are exceptions but they come with a cost)
✅ No Down Payment Required
✅MIP (Mortgage Insurance Premium ) is NOT required on VA Loans.
✅Debt-to-Income Ratio less than 41%. (Actually you can go much higher than this)
✅Condos have to be VA approved
✅The home must be the borrower's primary residence.
✅Borrower must have steady income and proof of employment.
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith
#VA #Realtor #RealEstate
Видео VA Loan Benefits Explained - First Time Home Buyer канала Jeb Smith
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