How I Save £400/Month with Zero-Based Budgeting (ZBB) | Pay Off Debt & Stop Overspending

Struggling with debt and overspending? I was too, until I discovered Zero-Based Budgeting (ZBB)! In this video, I'll share my journey from £10k in debt to saving £400/month using the ZBB method. Learn how I stopped reckless spending on Klarna hauls and coffee shop trips, and how you can too! I'll walk you through my step-by-step process, including how I use Monzo pots to allocate every penny of my income. Say goodbye to financial stress and hello to control over your money. Whether you're dealing with home renovation debt, Buy Now Pay Later traps, or just want to save more, this video is for you. Plus, I'll share tips on setting up an emergency fund and avoiding common pitfalls. Let’s take charge of our finances together! #ZeroBasedBudgeting #SaveMoney #DebtFreeJourney #PersonalFinance #BudgetingTips

Видео How I Save £400/Month with Zero-Based Budgeting (ZBB) | Pay Off Debt & Stop Overspending канала Open Horizon