💡 Mortgage myth-buster: A Fed rate cut doesn’t automatically mean lower mortgage rates.

💡 Mortgage myth-buster: A Fed rate cut doesn’t automatically mean lower mortgage rates.

Here’s why 👇
✅ The Fed controls short-term borrowing costs — like credit cards, auto loans, and HELOCs.
✅ Mortgage rates, on the other hand, are tied more closely to the 10-year Treasury yield.
✅ That means they move with investor confidence, inflation data, and the bigger economy.

✨ Bottom line: Don’t wait around for Fed headlines to make your move. If you’re serious about buying, I'll connect you with a lender to determine your buying power.

Would you feel more confident buying if rates dip again? Drop a 🙋 in the comments!

425-458-8384
Theresa Mayer, 🌞 Sunshine Realtor powered by

www.theresasellssunshine.com
Tennessee License #38227

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