How to calculate your remaining entitlement in 2020 (and beyond)

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As part of your VA home loan benefits, you are granted an entitlement from the VA. Because the amount of your entitlement is tied to the VA's 25% guarantee, how much of it you have available can affect the amount of your home loan.

Prior to 2020, your entitlement was affected by the conforming loan limit in your county. However, 2020 brought a change in the law that got rid of VA loan limits, which resulted in a change to how entitlement is calculated. These new calculations vary depending on whether you have your full entitlement available or you only have partial entitlement remaining.

If you want to get a VA loan with no money down, you need to understand how your entitlement works. But because it can be a little complicated to calculate, we've gone through all the steps in this video so you know exactly what to expect when you start discussing your VA home loan benefits with an experienced loan officer.

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This video is not intended for residents or homeowners in the states of WA, NY or MA.

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Видео How to calculate your remaining entitlement in 2020 (and beyond) канала Low VA Rates