Roth IRA vs Traditional IRA Explained: Which Is Better for Your Taxes?

Should you choose a Roth IRA or a Traditional IRA? Both offer powerful retirement benefits — but the tax implications are very different.

In this video, we’ll break down:

The key tax differences between Roth and Traditional IRAs

How contribution limits and income phase-outs work in 2025

When a Roth IRA makes more sense (and when it doesn’t)

How early withdrawals and conversions affect your taxes

By the end, you’ll know exactly which IRA fits your financial goals — and how to legally minimize taxes along the way.

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Видео Roth IRA vs Traditional IRA Explained: Which Is Better for Your Taxes? канала Smart Money Habits