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What Is a Credit Score and Why It Matters

Struggling with your credit score? You’re not alone.
In this video, we break down exactly what a credit score is, why it matters so much, and the simple steps you can take to improve yours starting today.

You’ll learn:
✅ What a credit score really means (and who decides it)
✅ Why lenders, landlords, and even phone companies care about it
✅ The 5 factors that make up your score (and how much each matters)
✅ How interest rates can cost you thousands depending on your score
✅ Actionable tips to build, repair, or maintain strong credit
✅ Common myths about credit that could be holding you back

By the end of this video, you’ll understand your credit score like a pro and more importantly, know how to use it to your advantage.

👉 Don’t forget to like, subscribe, and comment with your own credit questions or experiences. We might feature your story in a future video!

Welcome to USA Finance 101.

Remember: Your credit score isn’t your whole identity… but it is your financial handshake. So make it a firm one!

Видео What Is a Credit Score and Why It Matters канала USA Finance 101
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