Michael Kitces – The 4% Rule and Financial Planning for Early Retirement
One of the internet’s most-respected retirement researchers and financial planners, Michael Kitces, joins me for an episode of the Financial Independence Podcast!
You may remember that my Safe Withdrawal Rate post drew heavily from the incredible research Kitces has done on the topic so it was great to talk to him directly to dive even deeper into important topics related to early retirement.
During the interview, we discuss…
- Safe Withdrawal Rates and whether the 4% rule is still safe in the current market environment
- The unique challenges early retirees face that normal retirees don’t (and also some of the unique advantages early retirees have)
- How Michael tackles early retirement from a financial planning perspective
If you’re worried about figuring out how much you can withdraw from your portfolio after you retire, this episode is for you!
HIGHLIGHTS
- Why Michael began researching safe withdrawal rates
- What the Shiller CAPE is and how it can be used to determine a better safe withdrawal rate
- Why the initial criticism of the 4% rule was that it was too low
- What would be a safe withdrawal rate to use today, considering current market valuations
- Human capital vs. financial capital and the advantages of having both
- How to find a financial advisor and what Michael would do if a client came to him with early retirement plans
- The biggest wild card that early retirees need to be concerned with that standard retirees don’t
SHOW LINK
http://www.madfientist.com/michael-kitces-interview/
Видео Michael Kitces – The 4% Rule and Financial Planning for Early Retirement канала madfientist
You may remember that my Safe Withdrawal Rate post drew heavily from the incredible research Kitces has done on the topic so it was great to talk to him directly to dive even deeper into important topics related to early retirement.
During the interview, we discuss…
- Safe Withdrawal Rates and whether the 4% rule is still safe in the current market environment
- The unique challenges early retirees face that normal retirees don’t (and also some of the unique advantages early retirees have)
- How Michael tackles early retirement from a financial planning perspective
If you’re worried about figuring out how much you can withdraw from your portfolio after you retire, this episode is for you!
HIGHLIGHTS
- Why Michael began researching safe withdrawal rates
- What the Shiller CAPE is and how it can be used to determine a better safe withdrawal rate
- Why the initial criticism of the 4% rule was that it was too low
- What would be a safe withdrawal rate to use today, considering current market valuations
- Human capital vs. financial capital and the advantages of having both
- How to find a financial advisor and what Michael would do if a client came to him with early retirement plans
- The biggest wild card that early retirees need to be concerned with that standard retirees don’t
SHOW LINK
http://www.madfientist.com/michael-kitces-interview/
Видео Michael Kitces – The 4% Rule and Financial Planning for Early Retirement канала madfientist
Показать
Комментарии отсутствуют
Информация о видео
Другие видео канала
Chris Hutchins – Why You Should “Retire” Before You Hit Your NumberAre FIRE Naysayers Bad at Math? Yes. with Michael Kitces | BP Money #120Ramit Sethi – I Will Teach You to be RichFlexible Spending Rules for Early Retiree's With Michael KitcesWithdrawal Strategies for Early RetireesLarry Swedroe, Retirement Planning Expert: The 3% Rule is the New 4% Rule | Afford Anything (Audio)The Long View: Wade Pfau - 'The 4% Rule Is No Longer Safe'Millennial Money – From Broke to Millionaire in 5 YearsDR 007: How to Retire at Age 30 [with Mr. Money Mustache]Your Money or Your Life – An Interview with Author Vicki RobinSpending Trends Boost Safe Withdrawal Rate for RetireesWhy Retirees Need to Adjust Their Mental AccountingJL Collins - The Simple Path to WealthWhen A Good Offer For A First Financial Advisor Job Really Isn’tThe Retirement Crisis Just Got Worse!Can YOU Afford Retirement? | 4% Rule Explained | Safe Withdrawal RateRoot of Good - A Million Dollars in 10 YearsThe Happy Philosopher – Semiretirement and Finding HappinessThe Stock Series Part 2 | JL Collins NHThe Best Technology To Adopt First As A Solo Financial Advisor