Banks Are Cutting Jobs — Should You Cut Your Bank Stocks? | 🦖 EP1571

🟢 Singapore's three local banks cut 2,806 jobs in 2025 — DBS lost 1,624 (3.9%), OCBC 333 (1%), UOB 849 (2.6%). DBS attributed most reductions to post-acquisition synergies in India and Taiwan, not distress-driven layoffs. The forensic truth this episode proves: cost rationalisation after expansion is not the same as revenue collapse, and conflating the two makes you sell yield you should hold.

This is why bank yields deserve forensic verification — trailing total yield inclusive of special dividends tells a different story from forward ordinary yield on a normalised payout basis.

📌 What We Cover
💼 2,806 jobs cut = margin management story, not financial distress for your dividend
📊 DBS 6.43% vs OCBC 5.71% vs UOB 3.85% forward ordinary yield = the spread that matters for retirement income planning
🛡️ NIM compression guidance 1.75–1.80% = the number that moves dividends more than any headcount headline

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Видео Banks Are Cutting Jobs — Should You Cut Your Bank Stocks? | 🦖 EP1571 канала Iggy the Investing Iguana