The #1 Lie in Credit Repair: Freezing Secondary Bureaus #creditrepair

One of the biggest myths in credit repair is that freezing your information with secondary bureaus like LexisNexis, Innovis, CoreLogic, and others will prevent TransUnion, Equifax, and Experian from verifying details on your credit report. This claim is simply not true.

When you visit these secondary bureaus' websites, they clearly state that freezing your report does not stop them from sharing information with creditors or credit reporting agencies. Freezing your data is designed to prevent unauthorized access, not to block the flow of data required by federal laws like the Fair Credit Reporting Act (FCRA). Believing this myth could waste your time and derail your credit repair efforts.

Instead, focus on disputing inaccuracies directly with the credit bureaus and leveraging laws like the FCRA, FDCPA, and others to achieve real results.

#CreditRepairMyths #CreditTruth #ConsumerLaws #FixYourCredit #CreditTips #EverythingCredit

Видео The #1 Lie in Credit Repair: Freezing Secondary Bureaus #creditrepair канала Everything Credit