Is Trust Structures Still the Best in 2026? | Broker Explains

🚨 CONTROVERSIAL OPINION: Family trusts are becoming one of the most OVERHYPED ways to hold residential investment property.

I said it.

For the last 20 years, every property seminar had the same advice...

"Just buy it in a trust."

Asset protection.
Income splitting.
Bucket company.
Rinse and repeat.

But after the May tax changes...

I'm starting to think most everyday PAYG investors are overcomplicating their lives.

Here's why.

Trusts now face:
❌ Higher setup costs.
❌ More accounting.
❌ More paperwork.
❌ Higher land tax in many states.
❌ And from 2028, discretionary trust distributions are expected to face a 30% minimum tax rate.

Meanwhile...

The average investor is buying ONE investment property worth $700k-$1m.

At that level...

Is a trust really giving you enough benefit to justify the complexity?

Or are accountants and property spruikers still recommending strategies that made sense 10 years ago?

Maybe the boring answer...

Buying in your own name...

...is becoming the smarter play again for most Australians.

Watch this vid to decide... 😬

- NOT FINANCIAL ADVICE - 🙏

Book a 15min or 60min call with me if you have any questions
Go to: www.callhomeloandude.com

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No Financial Advice Disclaimer:
This Youtube video is for information & educational purposes only and is not to be considered as financial advice. 1/8
Without verifying your actual income via payslips/tax returns & expenses via bank statements. The answer given here is to be used as a rough guide 2/8
in purchasing/refinancing a home & to be treated general information. As lenders reserve the right to change the terms and conditions of loans 3/8
without notice to us it is advised that you carefully check the legal & commercial documentation provided by the lenders before formally agreeing 4/8
to a loan. We recommend that you consult your financial adviser and solicitor before acting on any information provided 5/8
before exchanging contracts on a property. I shall bear no liability to any person/entity with respect to any inaccuracy, misleading information 6/8
loss or damage caused directly or indirectly by the information contained in this video. 7/8
Go to www.thathomeloandude.com.au for full Not Financial Advise Disclaimer or our solicitor is happy to speak to you for any concerns. 8/8 (end)

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