#homebuyertips Q&A with Irina - Don't let a job change hinder your dream of homeownership! 🏡
#homebuyertips Q&A with Irina - Don't let a job change hinder your dream of homeownership! 🏡
Purchasing a home can already be a stressful process. Adding major life changes like a new job into the mix can make it even more complicated. Here's why.
👉Employment stability: Lenders typically prefer borrowers with a stable employment history. When you apply for a mortgage, your lender will review your income, job history, and job stability.
👉Income verification: Lenders assess your income to determine how much you can afford to borrow.
👉Creditworthiness: Changing jobs can also impact your creditworthiness. Lenders review your credit history as part of the mortgage approval process.
If you have a strong financial profile, a higher credit score, substantial savings, and can demonstrate stability in your employment and income, changing jobs may not significantly impact your ability to purchase a home. However, it's generally recommended to minimize major changes, such as job changes, during the home buying process to make the process smoother and increase your chances of loan approval.
Consider these factors before making a move 😉
Irina Averyanov - North Atlanta Realtor
Contact me by call/text with any questions:
📲 404-434-4454 | 📧 irina.a@kw.com
#firsttimehomebuyer #northatlantahomes #homebuyer #northatlantahomeswithirina #northatlantarealtor #northatalnatarealestate #northatlantahomesforsale
Видео #homebuyertips Q&A with Irina - Don't let a job change hinder your dream of homeownership! 🏡 канала Keys To North Atlanta
Purchasing a home can already be a stressful process. Adding major life changes like a new job into the mix can make it even more complicated. Here's why.
👉Employment stability: Lenders typically prefer borrowers with a stable employment history. When you apply for a mortgage, your lender will review your income, job history, and job stability.
👉Income verification: Lenders assess your income to determine how much you can afford to borrow.
👉Creditworthiness: Changing jobs can also impact your creditworthiness. Lenders review your credit history as part of the mortgage approval process.
If you have a strong financial profile, a higher credit score, substantial savings, and can demonstrate stability in your employment and income, changing jobs may not significantly impact your ability to purchase a home. However, it's generally recommended to minimize major changes, such as job changes, during the home buying process to make the process smoother and increase your chances of loan approval.
Consider these factors before making a move 😉
Irina Averyanov - North Atlanta Realtor
Contact me by call/text with any questions:
📲 404-434-4454 | 📧 irina.a@kw.com
#firsttimehomebuyer #northatlantahomes #homebuyer #northatlantahomeswithirina #northatlantarealtor #northatalnatarealestate #northatlantahomesforsale
Видео #homebuyertips Q&A with Irina - Don't let a job change hinder your dream of homeownership! 🏡 канала Keys To North Atlanta
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