U.S. Bank Altitude Go Visa Signature Card Review 2025 | Worth It or Leave It?

The U.S. Bank Altitude Go Visa Signature Card solves the problem of maximizing everyday rewards without paying an annual fee, delivering an impressive 4x points on dining, takeout, and food delivery, plus 2x points on groceries, gas, and streaming services like Netflix and Spotify. A $200 welcome bonus after $1,000 spent in the first 90 days, no annual or foreign transaction fees, and an annual $15 streaming credit make this a savvy pick for anyone whose budget is heavy on meals and entertainment. Additional perks include a 0% intro APR on both purchases and balance transfers for 15 billing cycles, making it easier to manage big expenses or transfer balances from higher-interest cards. However, from April 14, 2025, the 4x dining points cap at $2,000 per quarter means bigger spenders might hit limits quickly. Points are simple to use but lack flexibility for premium travel, and the card doesn’t include high-end perks like lounge access. Approval standards are high, and with a variable APR of up to 28.24%, it’s not ideal for carrying a balance. Is this card the ultimate secret weapon for dining rewards, or will a hidden catch change everything? Stick around for the final verdict.

Pros:
- 4x points on dining, takeout, and food delivery
- 2x points on groceries, gas, and streaming services
- $200 bonus after qualifying spend
- No annual fee or foreign transaction fees
- 0% intro APR for 15 billing cycles on purchases and balance transfers
- $15 annual streaming credit

Cons:
- 4x dining points capped at $2,000 per quarter (after which it’s 1x)
- Points worth only 1 cent each, limited redemption flexibility
- No premium travel features or lounge access
- High regular APR (up to 28.24%)
- Requires good to excellent credit for approval

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