Cash ISA vs Stocks & Shares ISA (Which One’s Smarter?) #TaxFreeInvesting #FinanceForBeginners

Trying to decide between a Cash ISA and a Stocks & Shares ISA?
This 10-second breakdown explains the key differences and which one might suit your goals.

Quick Comparison:
• Cash ISA: Low risk, low growth (~3–4%)
• Stocks & Shares ISA: Higher potential returns (6–8%), but more risk
• Both are tax-free up to £20,000/year

Where to open one:
• Cash ISA: Monzo, Chase, Santander
• Stocks & Shares ISA: InvestEngine, Vanguard, Trading212

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