Top 9 Post Office Schemes 2025 in Telugu | Best Investment Plans Explained | Kowshik Maridi

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00:00:00 - Introduction 🔍💬
00:00:40 - Overview: nine schemes purpose 📋✅
00:02:30 - NSC: one-time 5yr investment 💰📈
00:04:10 - SCSS: best for seniors 👴👵
00:06:00 - POMIS: monthly payouts example 🏦💸
00:08:00 - PO FD: fixed, quarterly comp. 🕒🏦
00:10:00 - RD: monthly savings goals 🗓️💵
00:12:00 - PPF: long-term tax-free growth 🌱📊
00:14:00 - SSY: child savings benefits 👧🎓
00:16:00 - Tax, TDS: how interest taxed 📑🔎
00:18:00 - Insurance: term & health 🛡️🏥
00:20:00 - Practical: ₹5L examples 🧮💡
00:22:00 - Pick scheme by goal & tenure 🎯📆
00:24:00 - Conclusion👍📝
Top 9 Post Office Schemes 2025 in Telugu | Best Investment Plans Explained | Kowshik Maridi
Confused which Post Office scheme suits your goal? This video explains every major Post Office scheme — purpose, tenure, practical examples and estimated returns. Learn which scheme fits goals like monthly income, retirement, child education, or long-term doubling. Watch till the end and comment your goal for personalized suggestions.
Post Office Savings Account (SB)
Post Office Fixed Deposit (Time Deposit - TD)
Post Office Recurring Deposit (RD)
Post Office Monthly Income Scheme (POMIS)
Senior Citizens Savings Scheme (SCSS)
National Savings Certificate (NSC)
Public Provident Fund (PPF)
Kisan Vikas Patra (KVP)
Sukanya Samriddhi Yojana (SSY)

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The content is strictly educational and factual based on official Indian Government financial schemes. So all Post Office Schemes are backed by Government of India, Ministry of Finance. [G.S.R.920(E).- In exercise of the powers conferred by section 3A of the Government Savings Promotion Act, 1873 (5 of 1873)]

It explains how the schemes work (e.g., maturity terms, interest benefits, doubling at maturity in KVP) — all of which are documented in official government PDFs and notices.

The information is entirely taken from official government portals and documentation, including:
https://www.indiapost.gov.in/banking-services/saving
https://www.nsiindia.gov.in/(S(wt1dzxnpjfrgq5nmjmiv0ary))/InternalPage.aspx?Id_Pk=56

Document link
https://drive.google.com/drive/folders/1xVWe9bIykvSFL2QmHXukUcHwOeS2Y35I?usp=sharing
DISCLAIMER
This video is for educational and informational purposes only and does not constitute financial, tax, or legal advice. The schemes and interest rates mentioned are based on publicly available information at the time of recording and may change. Viewers should verify current rates, terms, and eligibility with official India Post sources or consult a certified financial advisor before investing. The creator is not responsible for any investment decisions or losses arising from actions taken based on this video. Always make informed decisions that match your financial goals and risk profile.

Видео Top 9 Post Office Schemes 2025 in Telugu | Best Investment Plans Explained | Kowshik Maridi канала Boss Wallah (Telugu)