401(k) Catch-Up Contributions Explained: IRS Rules After 50 (2025) #Shorts

If you're 50 or older and worried you've fallen behind on retirement savings, the IRS gives you a legal way to save more — and most people don't use it. This video explains exactly how 401(k) catch-up contributions work in 2025, including the new SECURE 2.0 rules that could let certain workers save even more starting this year.

📌 TIMESTAMPS
0:00 – Why This Matters
1:15 – What Is a Catch-Up Contribution?
2:45 – 2025 Contribution Limits (IRS Numbers)
4:30 – The SECURE 2.0 Super Catch-Up (Ages 60–63)
6:15 – Traditional vs. Roth 401(k): Tax Timing
8:00 – How to Actually Set This Up
9:30 – Disclaimer & Next Steps

⚠️ I'm not a licensed financial advisor. This is general education, not personalized advice. Consult a fiduciary before acting.

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#retirement #401k #catchupcontributions

Видео 401(k) Catch-Up Contributions Explained: IRS Rules After 50 (2025) #Shorts канала Money After 50