The 5 Key Factors That Affect Your Credit Score | Beginner’s Guide to Credit Basics

Understand the five essential factors that determine your credit score and learn how to improve your financial health. 💳✨ This video covers payment history, credit utilization, credit age, credit mix, and new credit—explained clearly for beginners.

Knowing these factors helps you build a strong credit profile and achieve better loan approvals and interest rates. Stay informed, take control of your credit, and make smart financial decisions. 📈💡

Perfect for anyone looking to boost their credit score.

#CreditScore #FinancialEducation #CreditBasics #ImproveCredit #codelucky
Chapters:
00:00 - The Five Factors That Affect Your Credit Score
00:15 - Payment History and Credit Utilization
00:39 - Credit Age and Credit Mix
01:01 - New Credit
01:19 - Summary of Credit Score Factors
01:37 - Take Control of Your Credit
01:56 - Thank You for Learning With Us
02:11 - Outro

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Видео The 5 Key Factors That Affect Your Credit Score | Beginner’s Guide to Credit Basics канала CodeLucky