₹9,250 Har Mahine Guaranteed! | Post Office Monthly Income Scheme October-December 2025

₹9,250 Har Mahine Fixed Income! POMIS 2025 Explained

Post Office Monthly Income Scheme (MIS) October to December 2025 interest rate remains unchanged at 7.4%. Learn how you can earn up to ₹9,250/month guaranteed income with just one government-backed scheme!

In this video, we cover:
✅ What is POMIS?
✅ Latest interest rate for Oct - Dec 2025
✅ How much income you get for ₹1 lakh to ₹15 lakh?
✅On how much investment you will get ₹ 9250 per month?
✅ Eligibility, tax rules & penalty for early withdrawal
✅ Step-by-step account opening process
✅ Who should invest?
📌 Whether you're retired, a homemaker, or looking for stable passive income, this scheme could be ideal for you!

Time Stamp -

0:00 - Welcome to My Financial Era 👋
0:05 - Post Office Monthly Income Scheme (POMIS) kya hai?
0:29 - 5 saal ki investment + Guaranteed monthly income
0:48 - July–Sept 2025 Interest Rate (7.4% p.a.)
0:59 - ₹1 Lakh investment par monthly return example
1:05 - Individual account limit ₹9 Lakh (₹5,550/month)
1:18 - Joint account benefit ₹15 Lakh (₹9,250/month)
1:45 - Monthly income calculation formula
1:56 - Deposit vs Monthly Income Table 📊
2:39 - Eligibility: Kaun invest kar sakta hai?
3:04 - Perfect for Retired, Homemakers & Fixed Income earners
3:13 - Account opening process (Documents + Form)
3:46 - Premature withdrawal rules & penalty
4:06 - Taxation rules (Taxable interest, 80C, 80TTB benefit)
4:21 - Summary: Fixed & Risk-free monthly return
4:39 - Compare with FD, SCSS, NSC? + Like 👍 Share 🔔 Subscribe

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Видео ₹9,250 Har Mahine Guaranteed! | Post Office Monthly Income Scheme October-December 2025 канала My Financial Era