Poor Credit

Struggling with poor credit but dreaming of owning a home? It is possible to get a mortgage, even if you've faced challenges like late payments, defaults, bankruptcies, or IVAs. In this video, I’ll explain:

The difference between low credit and poor credit
How lenders view recent vs. historic credit issues
The impact of missed payments, defaults, and debt management plans
Key tips to improve your chances of mortgage approval
Whether navigating poor credit or wondering where to start, I'll guide you through the steps to improve your financial position and secure a mortgage.

👉 Have questions or need tailored advice? Leave a comment, and don't forget to like, share, and subscribe!

Blog - https://tfmortgages.co.uk/how-to-get-a-mortgage-with-poor-credit/
#TonyFlynnMortgages
00:00 Introduction
00:50 Recent Poor Credit v Historic Poor Credit
02:09 The difference between Low Credit and Poor Credit
03:18 Late Payments and Missed Payments
05:25 Defaults on your credit file
07:14 Debt Management Plans and Debt Arrangement Schemes
08:31 County Court Judgements and the impact on your mortgage
09:22 Trust Deeds the impact on your mortgage
10:13 Can you get a mortgage if you were bankrupt
11:01 How much deposit for a mortgage if you have poor credit
11:53 Recent Track Record of Clean Credit Can help you secure a mortgage
12:29 The best credit report for a mortgage

Видео Poor Credit канала Tony Flynn - Mortgage Tips