Credit Is a Crutch—It’s Time to Walk Without It | May 14, 2025
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Ken Coleman and Rachel Cruze answer your questions and discuss:
- Can I "divorce" my entitled children?
- "How do I recover from having my my credit history wiped?"
- My agent keeps insisting I should keep my four whole life insurance polices."
- "I struggle with giving money, does that make me a bad person?"
- "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that."
- "I'm worried I'm not going to be able to provide for my soon-to-be wife and child"
- "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings."
From Today's Episode:
🏘️ Get Organized and Prepared to Buy or Sell a Home - https://ter.li/wwmckr
🎓 Help them find their next step. Get Find the Work You’re Wired to Do: Student Edition today! - https://ter.li/35mm4b
📱 Watch the full episode for free in the Ramsey Network app. ⮕ https://ter.li/qg8mh1
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
Helpful Resources from Ramsey Solutions:
💵 Start eliminating debt for free with EveryDollar - https://ter.li/dethoq
🏘️ Find a Ramsey Trusted Real Estate Agent- https://ter.li/q5cegi
📊 Free Tools & Resources to Help You With Investing - https://www.ramseysolutions.com/retirement/investing-resources
Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi ⮕ https://aldi.us
🌱 Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio
📱Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey
🏥 Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget
🏡 Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/
🔒 Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey
🏦 FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey
⛨ Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com
💸 To find out more about student loan refinancing, check out Laurel Road ⮕ https://www.laurelroad.com/Ramsey
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🏛️Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey
🔐 Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h
🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g
🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa
💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c
💰 George Kamel ⮕ https://ter.li/2ma765
🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn
📈 EntreLeadership ⮕ https://ter.li/proqeb
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Build a Business You Love: https://ter.li/gqi49q
Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj
Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn
Total Money Makeover: https://ter.li/0rvomx
I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p
Smart Money Smart Kids: https://ter.li/jyghza
EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6
Questions for Humans: Intimacy https://ter.li/jcaqu4
Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5
Видео Credit Is a Crutch—It’s Time to Walk Without It | May 14, 2025 канала The Ramsey Show
Ken Coleman and Rachel Cruze answer your questions and discuss:
- Can I "divorce" my entitled children?
- "How do I recover from having my my credit history wiped?"
- My agent keeps insisting I should keep my four whole life insurance polices."
- "I struggle with giving money, does that make me a bad person?"
- "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that."
- "I'm worried I'm not going to be able to provide for my soon-to-be wife and child"
- "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings."
From Today's Episode:
🏘️ Get Organized and Prepared to Buy or Sell a Home - https://ter.li/wwmckr
🎓 Help them find their next step. Get Find the Work You’re Wired to Do: Student Edition today! - https://ter.li/35mm4b
📱 Watch the full episode for free in the Ramsey Network app. ⮕ https://ter.li/qg8mh1
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
Helpful Resources from Ramsey Solutions:
💵 Start eliminating debt for free with EveryDollar - https://ter.li/dethoq
🏘️ Find a Ramsey Trusted Real Estate Agent- https://ter.li/q5cegi
📊 Free Tools & Resources to Help You With Investing - https://www.ramseysolutions.com/retirement/investing-resources
Connect with our Sponsors:
🛒 Stop paying more and start shopping smarter at Aldi ⮕ https://aldi.us
🌱 Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio
📱Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey
🏥 Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget
🏡 Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/
🔒 Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey
🏦 FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey
⛨ Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com
💸 To find out more about student loan refinancing, check out Laurel Road ⮕ https://www.laurelroad.com/Ramsey
💻 Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey
🏛️Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey
🔐 Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h
🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g
🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa
💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c
💰 George Kamel ⮕ https://ter.li/2ma765
🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn
📈 EntreLeadership ⮕ https://ter.li/proqeb
Ramsey Solutions Privacy Policy
https://www.ramseysolutions.com/company/policies/privacy-policy
Products:
Breaking Free From Broke: https://ter.li/erxgtw
Baby Steps Millionaires: https://ter.li/lc5vki
Build a Business You Love: https://ter.li/gqi49q
Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj
Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn
Total Money Makeover: https://ter.li/0rvomx
I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p
Smart Money Smart Kids: https://ter.li/jyghza
EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6
Questions for Humans: Intimacy https://ter.li/jcaqu4
Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5
Видео Credit Is a Crutch—It’s Time to Walk Without It | May 14, 2025 канала The Ramsey Show
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