How to look at your SIP returns like a pro

In this video, we break down one of the most confusing topics for mutual fund investors — SIP return calculation.

If your SIP portfolio shows -72% returns even though the market has fallen only 6%, don’t panic! It’s not your actual loss — it's just how XIRR (Extended Internal Rate of Return) works over the short term.

👉 In this video, you will understand:

How SIP returns are calculated using XIRR

Why short-term SIPs sometimes show extremely negative returns

The difference between XIRR and Absolute Returns

Which return metric to check based on your investment period

How to calculate lump sum returns using CAGR

A simple thumb rule to avoid confusion

We also explain with real examples how each SIP installment performs differently depending on the time of entry and how the mathematics behind SIP return calculation can often look misleading in volatile markets.

Whether you’re a new investor or someone looking to better understand your mutual fund statement — this video is for you!

Chapters
00:00 – Introduction
01:30 – How Each SIP Installment Performs Differently
03:14 – XIRR can be Misleading in the Short Term
04:14 – A Better Way to Look at Short-Term Returns
06:13 – How to Calculate Returns for Lump Sum Investments
07:20 – Conclusion

👉 Check out Genius now- https://etmoney.onelink.me/unJQ/5lbssho5

👉 Best Mutual Funds for 2025
https://www.youtube.com/playlist?list=PLll1iNz4fo9sMGnp-fYWIkVe3uBnwo8OK

👉 Importance of Downside Protection in Mutual Funds https://www.youtube.com/watch?v=y4_nIZrdFRU&t=3s

👉 The Right Way To Compare Mutual Funds
https://www.youtube.com/watch?v=wmvbfVRdLsI

👉 The core fund for your portfolio
https://www.youtube.com/watch?v=EovaBL0VPJs

👉 Subscribe to ET Money English
https://www.youtube.com/@ETMONEY

👉 Subscribe to 5 Minute Finance
https://www.youtube.com/@etmoneyhindi

👉 Read more such informative content at https://www.etmoney.com/learn

👉 Follow us on:
► Instagram: https://www.instagram.com/etmoney_official/
► Twitter: https://twitter.com/etmoney
► LinkedIn: https://www.linkedin.com/company/et_money/
► WhatsApp Channel: https://www.whatsapp.com/channel/0029VaB4nh0HltY56g6cA81b

Видео How to look at your SIP returns like a pro канала ET Money Hindi